Fee Schedule

Effective 3/5/2020

The following fees may be assessed against your account:

Fees subject to change. Please visit your local office or contact us for more information.

Fee Type Amount
ATM/Debit Card replacement fee $10.00
Cashier’s Checks and Money Orders
(Senior Checking – One Free per Day)
$5.00
Check Cashing – Customer No Charge
Check Cashing – Non-Customer $10.00
Check Copy One free per day,
Each Additional $1
Check Images Included with Statement $ 3.00 per month
Fax Received $ 1.00 per page
Fax Transmittal $ 1.00 per page
Foreign Currency Exchange $15.00
Garnishment, Levy, Attachments $75.00
Health Savings Account Opening $20.00
Hemp Account Fee $50.00 per month
Inactive Account Fee
Based on twelve (12) months of no activity and balance below $10.00
$3.00 per month

Overdraft/Non-Sufficient Funds (NSF) – Applies to overdrafts/NSF’s created by check, in person withdrawal, ATM withdrawal or other electronic means. If the same item is presented multiple times, it may incur multiple NSF or overdraft fees.

Overdraft Fee (*5 per day) $35.00 per item
NSF Fee (Returned Item) (*5 per day) $35.00 per return
*Maximum Daily Overdraft & Return Item or NSF Fees
(Business & Consumer)
$175.00  per day
Oostburg State Check Acc (Check Printing) Prices may vary
depending on style
Research $25.00 per hour
$25.00 minimum
Returned Deposit Item Fee
(Deposited/cashed checks returned as NSF)
$ 5.00 per item
Safe Deposit Boxes  3″ x 5″ – $15.00 per year
5″ x 5″ – $25.00 per year
3″ x 10″ – $30.00 per year
5″ x 10″ – $45.00 per year
10” x 10″ – $60.00 per year
Special copies, statements, printouts (per statement)
One free per year
$5.00
Stop Payments (all items) $30.00
Online Stop Payments (Checks Only) $20.00
Transfer Charge (Maintenance transfer of funds/Bridge) $5.00
Wire transfers – Domestic incoming $20.00
Wire transfers – Domestic outgoing $20.00
Wire transfers – International outgoing $40.00
Wire transfers – International incoming $20.00

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